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WARMER WEATHER MEANS MORE DANGER OF BICYCLE ACCIDENTS OR MOTORCYCLE COLLISIONS. DRIVE SAFELY.

By Scott A. Staples |

Hopefully everyone got to enjoy the beautiful weather we had this past weekend. Even though spring seems to arrive in fits and starts (It’s rained all day), it is now officially that time of year when we can expect improving weather, and often glorious stretches of clear skies and pleasant temperatures. I took my… Read More »

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“JUST SIGN THIS…”

By Craig F. Schauermann |

Your insurance company sends you an innocent-looking form in the mail, asking you to just sign and return it. It’s your own insurance company, and you’ve been a customer for years. They wouldn’t have you sign something that’s against your interest, would they?… Or would they? Just last week we read of an insured here in… Read More »

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HIT AND RUN DRIVERS – WHY YOU NEED UNINSURED MOTORIST COVERAGE

By Schauermann Thayer |

I was reading the Clark County Section of The Columbian newspaper on Friday, March 14, 2014 and noticed a very disturbing series of articles. The lead article was about a woman that had been arrested for allegedly striking a 65 year old man in a crosswalk then driving away from the scene. A second… Read More »

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THE COST OF CAR INSURANCE–WASHINGTON AND OREGON ARE BELOW AVERAGE–AND THAT’S A GOOD THING!

By William K. Thayer |

According to Insure.com, Washington and Oregon have insurance rates that are below the United States averages. Average rates for the United States were $1,503 per year. Washington’s average was $1,499 and Oregon’s $1,333. The most expensive place to insure a car was in Michigan at a cost of $2,551 per year (driven up, perhaps by… Read More »

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UNDERSTANDING YOUR AUTO INSURANCE

By Craig F. Schauermann |

According to Insure.com, Washington and Oregon have insurance rates that are below the United States averages. Average rates for the United States were $1,503 per year. Washington’s average was $1,499 and Oregon’s $1,333. The most expensive place to insure a car was in Michigan at a cost of $2,551 per year (driven up, perhaps by… Read More »

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IT’S A NEW YEAR: WHAT SHOULD YOU ASK YOUR AUTO INSURANCE AGENT?

By William K. Thayer |

Pick up the phone and call your insurance agent. Ask him or her these questions about your auto insurance policy/coverage: Do I have PIP coverage? What are my PIP policy limits? Do I have UM/UIM coverage? How much are my UIM policy limits? Write down the answers you get. Follow that up with these… Read More »

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shaking-house

A WHOLE LOT OF SHAKIN’ GOING ON!

By Schauermann Thayer |

It was 20 years ago, January 17, 1994, at 4:31 AM. I awakened to the sound of my wife yelling, “Break his door down, if you have to!” (addressed to our son down the hall, referencing his younger brother in the next room). I also had a sensation of violent motion, akin to what… Read More »

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SUBROGATION–WHAT IT IS AND WHY YOU SHOULD CARE

By Craig F. Schauermann |

You really need to know and you really need to care because, often times, “subrogation” will seriously affect the bottom line in your personal injury case. “Subrogation” is a legal term. It essentially means that someone that has paid you a benefit (like your PIP carrier or Health insurer that may have paid some… Read More »

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WASHINGTON STATE HAS THE MOST UNINSURED DRIVERS IN THE WEST

By Scott A. Staples |

The Wall Street Journal reported on Monday December 2, 2013 that Washington had the MOST uninsured drivers in the west and one of the highest levels in the United States. To double check, I went to the Washington Insurance Commissioner’s web site and blog to find that the Wall Street Journal was correct. Our… Read More »

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SPEAKING OF NOT USING ELECTRONIC DEVICES WHILE DRIVING…

By William K. Thayer |

In an unusual twist of unhappy coincidence, one of my partners, Scott Staples, and I were slogging our way in stop and go traffic on the freeway in Portland a few weeks ago, immersed in thought as we headed into closing arguments in a trial we’d been embroiled in for the past three days…. Read More »

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